Amar Nath
★★★★★
Scott is the best person for all financial advice. He make all process smooth and Hassel free. Recommended for everyone, Specially for the beginner who not know much about finances.
Melbourne mortgage broker
The right loan structure, and someone watching it for the life of the loan.
Home, investment and car finance built on a strategic risk assessment of your situation. Fast approvals, a wide choice of lenders, and a quarterly review of your loan long after settlement.
BuyersKitComing soonAvoid the $16,000 a buyer's agent could charge.
Show me howExample at a 2% fee. Fees vary.
5-star Google reviews
QuarterlyFile review for every client
Big 4 + specialistsLender panel to compare
One brokerScott, from first call to final repayment
How it works
Most brokers stop at settlement. Scott starts there.
Your loan will run for decades, and rates, products and your life will all change in that time. So the structure is designed for the full term, then checked every quarter.
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1
First meeting
Assess the risk
Income stability, future plans, buffers and how you would handle rate rises. This sets the limits your loan has to work within.
-
2
Before you apply
Set the structure
Loan splits, fixed or variable, offset accounts and repayment type, chosen to suit your obligations for the whole term.
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3
Approval to settlement
Choose the lender
Scott compares lenders, submits a complete application up front and manages it through to settlement.
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4
Every quarter
Review your file
Your loan is checked every three months, and you hear from Scott regularly about how the structure is performing.
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5
As things change
Keep or adjust
When new products appear or the economy shifts, you get the facts and the options, and you decide whether to change anything.
30 yrs
That's around 120 quarterly reviews on a standard home loan. Your loan gets checked every one of those quarters, not just when you remember to ask.
Why clients choose Scott
Fast, simple, and built to last.
Five things Scott focuses on for every client.
Speed
Everything the lender needs is collected at the start, so applications go in complete and decisions come back quickly. You won't get repeat requests for the same payslip.
An easy process
One point of contact, plain explanations and clear next steps. Scott handles the paperwork and the follow-up with the lender.
Lender choice
The major banks, second-tier lenders and specialists are all on the panel. Scott knows their policies and fine print before recommending one.
Hard problems solved
Self-employed, a recent job change, a past credit issue or a declined application. When a plan doesn't go as expected, the strategy changes quickly to keep your goals on track.
Specialist knowledge
Loan structuring, investment lending and asset finance are areas where small decisions add up over the years. Scott knows the traps before you meet them.
Loans
Finance for your home and everything that comes with it.
Buying or refinancing
A structure that fits now and later, whether you're upgrading, downsizing or moving to a better deal.
- Home purchases
- Refinancing to a better structure
- A second opinion on your current loan
First home buyers
Get into your first home sooner, with every step explained in plain English.
- Grants and schemes you may qualify for
- Deposit and borrowing power
- Pre-approval before you bid
Property investors
Structure your portfolio so today's loan doesn't limit your next purchase.
- Loan splits and security set-up
- Interest-only and P&I options
- Equity release for the next property
Car and asset finance
Personal and business finance for cars, vehicles and equipment.
- Personal vehicles
- Business vehicles and equipment
Been told no by a bank?
Self-employed, recently changed jobs, a credit hiccup or an unusual property. Difficult applications are where a specialist makes the biggest difference.
BuyersKitComing soonBe your own buyer's agent.
Find the suburb, check the price and negotiate the deal yourself, and skip the buyer's agent fee.
- Borrowing power and home loan rates
- Suburb match for your budget and lifestyle
- Price checks against recent sales
- Negotiation playbooks and offer planner
Get early access to BuyersKit
Free to join. Built by Sunset Financial Services for Melbourne home buyers.
BuyersKit provides tools and general information only. It does not act for you in a purchase.
About Scott
A loan specialist, not a rate-shopper.
Scott takes a strategic, risk-assessment-based approach to setting a loan structure for your home and asset purchases. The goal is a structure that stays within your financial obligations for the entire loan period, not only on approval day.
After settlement your file is assessed every quarter, with regular updates on the health of your loan. When new products become available or global economic trends shift, Scott gives you the knowledge and the choice to keep your current structure or move to a new one.
"My mission is to provide you with the best possible loan structure, and to keep monitoring how it performs for the life of the loan."
Testimonials
Our Customers
Dmitry Y
★★★★★
Outstanding service from Scott and Sunset Financial Services! Everything was seamless from start to finish, and we couldn't be happier with the results.
Masoud Soroush
★★★★★
Amazing experience with Scott and his team. The whole mortgage application process was smooth and stress-free. The result was beyond our expectations. highly recommended
Lokesh Anandan
★★★★★
Stress free home loan approval for our new property, highly recommended.
Chris Kennett
★★★★★
Scott was fantastic. Nothing was too much hassle and the whole process was fast, efficient and seamless. Scott presented multiple options to me and we chatted about the pro's and cons's about them all. I have no problem in recommending Scott Weaver to anyone I speak with.
Bill C
★★★★★
I had the privilege of working with Scott who is an outstanding financial broker who truly went above and beyond to save me money on my home loan. Their expertise and dedication were remarkable, securing me a much lower interest rate than I was offered by my current provider and helping me navigate various fees and costs. Their unwavering support and clear communication throughout the process made a potentially stressful experience smooth and worry-free. Thanks to their diligent efforts. I highly recommend this financial broker to anyone looking to secure a home loan and maximize their savings – they are a true financial wizard!
Mathew Donaghy
★★★★★
Well where do I start was put onto this Bloke in Scott weaver through a mate and he just wowed us in so many ways from the time we made made contact with him and still do he was the most genuine honest man anyone in this industry could want 100%, his honesty and willingness to find the best possible help for our situation was none the less outstanding and would recommend Scott to anyone we know without any doubt what an absolute pleasure it was working with this man.
Josh Witbreuk
★★★★★
Scott and the team at Sunset are excellent. I typically don’t trust financial types at all, but Scott was open and forthcoming with information and explanations that made the process of applying for a loan simple and easy to understand for me. Do recommend.
Courtney Westhorpe
★★★★★
Amazing experience as always with Scott. The process is smooth, easy and fast. Our end results are always better than we could have expected. We have used Scott several times previously and will continue use him in the future.
Chris Keen
★★★★★
Sunset Financial Services has been fantastic in assisting us to determine what we can borrow for our next investment property. Turnaround time was a couple of hours from initial discussions to confidently understanding our borrowing capacity. I cannot recommend Scott highly enough.
Lenders Scott works with include
Get in touch
Let's look at your loan.
A free, no-obligation conversation about what you're planning, or a second opinion on the loan you already have.